Nevermind, I solved the problem. But, here is the solution to anyone who has the same issue.
I am using Google Chrome. Chrome has a specific problem due to a preference in it's settings. Here are the steps to follow:
1. Open the Google Chrome browser and click the three bars on the top right corner, then click <Settings>.
2. Scroll down to the very bottom and click <Show advanced settings...>
3. Scroll even further down and locate the "System" column.
4. Uncheck the box that says "Use hardware acceleration when available".
5. Restart Chrome, then it should work!
Hope this thread helps someone else in the future!
metawords: twitch chat not working obs, twitch chat black screen obs (this is what I searched google for with no results)