Uh .. no... In my household are 4 Win10 laptops all with Thunderbolt 3 (1 gaming machine, 2 business class laptops, and 1 workstation level). So Intel CPU laptop with Thunderbolt 3 is NOT uncommon (just not on low end consumer gear, which I avoid like the plague)
I understand the frustration, but no, not ridiculous at all. NDI traffic coming in over Ethernet port (hopefully) or maybe WiFi, whole different chip than USB hub. The scenario you have above has the video traffic spread out, not causing a bottleneck.
Though convenient, what you are doing is creating a bottleneck. Further, the USB hub is part of the motherboard, and depends on make, model, etc. Usually it is part of the required chipset that goes with the CPU. To change it means new laptop motherboard, which in your case means new machine. (on a desktop you could add a new PCIe card and add a new I/O port /interface/hub. Some vendor models have higher quality, better designed interfaces. But you are seeking details when you haven't posted exactly what you have (make, model, CPU, etc). And it really doesn't matter. You aren't going to change the USB I/O hub. and you've already confirmed the problem. Higher end laptops, depending on design (ie not slim/lightweight models) may have separate USB hub(s) which would overcome your challenge. You'd need to do your homework when selecting a new machine
Also, if you do a search the other issue you'll find is that the drivers for many webcams are VERY poorly written. Sometimes, using different webcams (so driver itself isn't the bottleneck) might help (or make things worse... it depends). If you are in a position to use/test higher quality webcam and drivers, that might help (or not). Lowering the bandwidth (in this case, resolution) of the webcam, might help (or it could be a resource contention issue outside of bandwidth).
I know you want a precise answer, and if it was easy, I'd love to be able to provide such for you. but that isn't the case this time. You are asking about something that is technically challenging (CPU, chipset, motherboard design, OS & driver issues, etc), so I hope I've pointed you in the right direction.
I've read reference in these forums to some testing tools out there for monitoring the USB hub. I'm not sure if such might help you
Good luck