OBS performs compositing. This is the task of resizing, filtering, putting, overlaying sources into a hidden frame buffer on the GPU. This frame buffer is encoded and streamed/written to disk if you activate streaming/recording, and this is what you see in the preview. It's done continuously and cannot be turned off while idle.
If your PC is mostly idle, it runs in powersaving mode most of the time, so the CPU and GPU is throttled. In this state, the idle compositing appears as quite big resource demand, because nothing else is using the GPU, but it actually isn't, at least not on reasonably powerful GPUs.